Certificates of Deposit

Earn a competitive fixed interest rate while enjoying the security of FDIC insurance to protect what you've worked hard to earn.

Certificate of Deposit

Grow and protect what you've worked so hard to earn. Fixed interest rates and terms ranging from 1 week to 5 years1.

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High Balance CDs (CDARS)

Get full FDIC coverage for deposits over $250,000 with the convenience of a single banking relationship.

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Balance under $100,000 Balance over $100,000
Term Interest rate APY* Interest rate APY*
7-day CD 0.050% 0.05% 0.050% 0.05%
14-day CD 0.050% 0.05% 0.050% 0.05%
1-month CD 0.050% 0.05% 0.050% 0.05%
3-month CD/IRA 0.050% 0.05% 0.050% 0.05%
6-month CD/IRA 0.100% 0.10% 0.100% 0.10%
9-month CD/IRA 0.150% 0.15% 0.150% 0.15%
12-month CD/IRA 0.150% 0.15% 0.150% 0.15%
18-month CD/IRA 0.200% 0.20% 0.200% 0.20%
24-month CD/IRA 0.300% 0.30% 0.300% 0.30%
30-month CD/IRA 0.350% 0.35% 0.350% 0.35%
36-month CD/IRA 0.399% 0.40% 0.399% 0.40%
48-month CD/IRA 0.599% 0.60% 0.599% 0.60%
60-month CD/IRA 0.847% 0.85% 0.847% 0.85%

*Annual Percentage Yields (APY) are current as of 08/04/2017

1 Penalties apply for early withdrawal. Fees may reduce earnings. Please refer to the Personal Banking Customer Fee Schedule (PDF). Minimum $1,000 to open.