Classic Checking

Ideal for those looking for a simple account to help manage their money.

Easy to understand, easier to make your own1

  • Pair with a MB Mastercard© Debit Card for purchases and ATM use2 
  • Add Internet Banking with online bill pay to manage expenses
  • Manage your account on the go with Mobile Banking and mobile check deposit
  • Eligible for ATM Freedom, which reverses other banks' ATM fees up to $20 per month3
Ready to learn more?

There is No Monthly Service Charge for Classic Checking When You do One of the Following

  • Make monthly deposits4 totaling $500 or more, or
  • Maintain an average balance5 of $3,000 or more in related deposit accounts6or
  • Complete 10 payment transactions monthly7

    Otherwise, there is a monthly service charge of $9.95

Things to Know about Classic Checking:

  • Unlimited online bill pay and check writing
  • Sign up for E-Documents and waive the $3 paper statement fee8

1 - The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL or IN  service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.i bank mb (1.888.422.6562)
2 MB Debit Mastercard® available only to qualified account holders 
ATM Freedom reimburses up to $20 of non-MB ATM withdrawal and transfer fees per month if the checking account has an average monthly balance of at least $5,000 during the month that the fees are incurred. The reimbursement includes fees charged by MB and the ATM owner, operator or network. The refund is credited the following calendar month.
Transfers from other MB accounts do not qualify.
The period we use to calculate the average balance for this account is your monthly statement cycle.
Your other related deposit accounts for MB Classic Checking can include personal checking, money market or savings accounts that you own. Certificates of Deposits and Health Savings Accounts do not qualify. The period we use to calculate the average balance for these accounts starts with your last statement date for each related account and ends with the statement date for this account.
Using either bill pay via, ACH debits, PIN and signature-based debits or checks presented for payment. Transactions must post during the monthly statement cycle.
Enrollment in E-Documents will result in electronic delivery of statements and designated notices. Tax documents will continue to be delivered in paper form.