- 18.00% fixed Annual Percentage Rate (APR) applies to outstanding balances
- The line of credit automatically transfers in $50 increments to cover an overdraft up to your available credit limit
- Requires an application and credit approval
- If you are approved, a one-time $50 processing fee will be charged
- Minimum monthly payments are the greater of $25 or 5% of the outstanding loan balance
- Late Payment Fee is the greater of $5.00 or 5% of the unpaid amount of the late payment
Ready to Apply?
Stop by one of our convenient banking centers located throughout Chicagoland, and we'll be happy to help you apply for Overdraft Line of Credit.