Overdraft Funding Service

Overdraft Funding Service1 automatically transfers funds from your linked MB account to your MB checking account when needed to avoid an overdraft.


  • Link an MB checking, savings or money market account to transfer funds from
  • Transfers are subject to funds availability and transaction limits
  • No cost to link accounts
  • $10 Overdraft Funding Transfer fee for each calendar day we make a transfer of more than $20

How to Enroll

Stop by one of our convenient banking centers located throughout Chicagoland, and we'll be happy to help you link your MB checking account to one of your other MB accounts. 

1-This service can be set up only for personal checking accounts, which excludes Individual Retirement Accounts (IRAs), Health Savings Accounts (HSAs) and business and commercial checking accounts. For savings and money market accounts, linked to your checking account, excess withdrawal fees may apply please see Personal Banking Customer Fee Schedule for more details. You must read the MB Overdraft Funding Service Agreement before signing up for this service.