Guard My Card

Guard My Card1 is a service that allows MB to pay overdrafts caused by your ATM and everyday debit card transactions. 


  • $37 Overdraft Fee is charged for each transaction overdrawing your account. Limit of 5 Overdraft Fees per day.
  • There is no Overdraft Fee if your account is overdrawn by $10 or less.
  • $6.50 Continuous Day Overdraft Fees is charged per day if your account is overdrawn by more than $10 for 2 or more consecutive calendar days. The fee will be assessed the following business day and continue for up to 16 calendar days, including weekends and holidays. 
  • No extra cost to enroll.

If you do not sign up for Guard My Card, everyday ATM and debit card transactions that would overdraw your account will be declined. Meaning you will avoid Overdraft Fees related to the transaction. 

How to Enroll

Stop by one of our banking centers to enroll in Guard My Card. 


1-This service does not apply to MB Basic Checking and MB High Five Checking. You must read the Guard My Card Terms and Conditions (PDF) before signing up for this service.