MB Secured Mastercard®

Build your credit by using this card responsibly and earn My Bank...My Rewards points on every purchase.

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Visit a Branch

Call us at 1.888.i bank mb  (1.888.422.6562) or contact us.


  • Build and establish the credit you need for major transactions such as buying a car or renting an apartment
  • Earn one My Bank…My Rewards rewards point for each $1 spent using your MB Secured Mastercardfootnote
  • Receive 2,500 bonus rewards points with your first purchase made within 60 calendar days after the account is openedfootnote
  • Redeem rewards points for travel, merchandise, gift cards or cash back
  • Earn interest on your FDIC-insured collateral savingsfootnote


  • Available credit line from $500 to $3,000, depending on the amount of your MB collateral savings deposit
  • Use your MB Savings Account as collateral
  • Track expenses, manage payments and more online with MB CardManager

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How the MB Secured Mastercard works

Building your credit


Use the MB Secured Mastercard responsibly by paying at least the monthly minimum payment on time and keeping to your credit limit. We’ll make sure to report your payment history to the major credit bureaus to help build your credit history.

Security deposit

We ask for a security deposit that equals your card credit limit, which we use as collateral. It’s an FDIC-insured savings accountfootnote, and you’ll get the added benefit of earning interest while you establish a positive credit history.

The importance of good credit

You’d be surprised how important good credit is these days. From renting an apartment to buying a car to even getting a job, a good credit rating is a representation of your responsible and trustworthy nature.

For more information

Give us a call at 1.888.i bank mb (1.888.422.6562) or stop by one of our convenient banking centers located throughout Chicagoland and we’ll answer your questions.

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This product could be right for you if

You're looking for a way to build and establish the credit you need for major purchases.

Apply in person

Stop by one of our convenient banking centers located throughout Chicagoland and we’ll be happy to help you apply for your MB Secured Mastercard.

What's next?

Visit a BranchQuestions?

Call us at 1.888.i bank mb (1.888.422.6562) or contact us.

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1 For a summary of rewards terms and conditions, see the My Bank…My Rewards Terms and Conditions (PDF) Back to top

2 An MB Financial Bank Savings Account is required as collateral for the MB Secured Mastercard® For information about the general terms that apply to a collateral savings account, please carefully review the "Security Agreement and Pledge" section of the Secured Card Application Disclosure. Back to top

3 For information about APRs and fees, please carefully review the MB Financial Bank, N.A., Secured Card Application Disclosure. Back to top