Holiday Cash

A variable rate savings account that helps you set aside money for the holiday season and other year-end purchases.footnote

Ready to apply? Questions?

Visit a Branch

Call us at 1.888.i bank mb  (1.888.422.6562) or contact us.

Perfect for

Those who like to plan ahead for the holidays and earn some interest, too.


  • Automatic transfers from your checking account make it easy to keep your savings plan on track
  • The account matures on October 31, just in time for year-end spending
  • Transfer your Holiday Cash account balance into your MB checking account or MB savings account, or request a check and you’re ready to go
  • Balances in this account help you meet the minimum balance requirements to avoid a monthly service fee for MB Classic Checking and MB Signature Checking


  • No monthly service charge and no minimum balance
  • Free e-statements
  • Free Internet banking
  • 24-hour access to Phone Access Line (PAL)

Interest rates

Minimum $25 to open, simple interest

Interest rates
Interest rate APY*
0.030% 0.03%

* Annual Percentage Yield (APY) is current as of 05/05/2017

View all rates

Back to top

Things to know

  • Minimum to open is $25
  • Simple interest is credited at maturity

Transaction requirements/limitations

  • A minimum monthly transfer of $25 from an MB checking account or MB savings account is needed
  • Accounts may be opened at any time of the year; all accounts mature on October 31
  • Withdrawals from the account prior to maturity will incur a $20 fee per withdrawal
MB gift cards. The perfect gift for anyone on your list. Learn more.

Back to top

This product could be right for you if

You’d like an easy way to set aside money for the holidays and other year-end purchases.

Apply in person

Stop by one of our convenient banking centers located throughout Chicagoland and we’ll be happy to help you open your new MB account. Be sure to bring a government-issued ID and your Social Security number.

What's next?

Visit a BranchQuestions?

Call us at 1.888.i bank mb (1.888.422.6562) or contact us.

Find a branch or ATM

Search results

Back to top

1 Variable rate account. Rate subject to change at any time without notice. Fees may reduce earnings.

Minimum to earn interest is $0.01 Back to top