MB Classic Checking

A checking account that offers many ways to avoid monthly service charges.footnote

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Perfect for

Those who need a no-frills checking account that offers several ways to avoid a monthly service charge.


  • Three ways to avoid monthly service charges
  • Free, unlimited use of MB ATMs
  • No MB fees when you use up to 2 non-MB ATMs per statement cycle
  • Eligible for our ATM Freedom program that refunds other banks' ATM surcharge fees - up to a cap of $20 a monthfootnote
  • No annual fee on MB Platinum Mastercard® Credit Cardfootnote


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Things to know

  • Write up to 20 free checks per statement cyclefootnote
  • Pay up to 20 free bills online per statement cyclefootnote

MB Classic Checking is free from monthly service charges when you:

  1. Make monthly deposits totaling $500 or more or
  2. Maintain an average balancefootnote of $3,000 or more in related deposit accountsfootnote or
  3. Complete 10 total payment transactionsfootnote

Otherwise, there is a monthly service charge of $9.95.

Enroll in E-Documents to receive e-statements and electronic notices.footnote Otherwise, there is a $3.00 monthly paper statement fee.

This account is eligible for

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1 The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.i bank mb (1.888.422.6562).Back to top

2 Average calendar month account balance must be at least $5,000 to qualify. Reimbursement of ATM surcharge fees for using non-MB ATMs will be capped at $20 maximum per calendar month. Reimbursement will post in the following account statement cycle. Back to top

3 Available to qualified customers only. For more information about APRs and fees, please carefully review the MB Financial Bank, N.A., Credit Card Application disclosure. Back to top

4 Excess activity fees apply after account limit: $1 per check and $0.50 per online bill payment. Back to top

5 The period we use to calculate the average balance for this account is your monthly statement cycle. Back to top

6 Your other related deposit accounts for MB Classic Checking can include personal checking, money market or savings accounts that you own. The period we use to calculate the average balance for these accounts starts with your last statement date for each related account and ends with the statement date for this account. Back to top

7 Using either bill pay via ibankmb.com, ACH debits, PIN and signature-based debits or checks presented for payment. Transactions must post during the monthly statement cycle. Back to top

8 Enrollment in E-Documents will result in electronic delivery of statements and designated notices. Tax documents will continue to be delivered in paper form. Back to top

9 MB Debit Mastercard® available only to qualified account holders. Back to top