MB High Five Checking

A great starter account for students from ages 13-24.footnote

Ready to apply for an account?

Start NowVisit a Branch

Call us at 1.888.i bank mb  (1.888.422.6562) or contact us.

Perfect for

High school and college students ages 13-24 just starting their financial independence.


  • When a parent or guardian has an open MB checking account, there’s no monthly service charge
  • Free, unlimited use of MB ATMs
  • No MB fees when you use up to 5 non-MB ATMs per statement cycle
  • Eligible for our ATM Freedom program that refunds other banks' ATM surcharge fees - up to a cap of $20 a monthfootnote


Ready to apply for an account?

Visit a Branch Start Now

Back to top

Things to know

  • Write up to 5 free checks per statement cyclefootnote
  • Pay up to 5 free bills online per statement cyclefootnote

There is no monthly service charge for MB High Five Checking when you:

  • Make monthly deposits totaling $100 or more or
  • Maintain an average daily balance of $250 or morefootnote or
  • Have a parent or guardian as a joint owner who also has an open MB personal checking account who maintains an average balance of $1 or morefootnote

Otherwise, there is a monthly service charge of $5.95. 

E-document enrollment, including e-statements and electronic notices is required, otherwise there is a $3 monthly paper statement charge.footnote

Note: Young people ages 13 through 17 require a parent or guardian as joint owner. This account converts to MB Classic Checking once the primary holder reaches age 25.

This account is eligible for

Ready to apply for an account?

Visit a Branch Start Now

Back to top

1 The minimum balance to open any MB checking account is $50. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For more information, please see a banker or call 1.888.i bank mb (1.888.422.6562). Back to top

2 Average calendar month balance must be at least $5,000 to qualify. Reimbursement of ATM surcharge fees for using non-MB ATMs will be capped at $20 maximum per calendar month. Reimbursement will post in the following account statement cycle. Back to top

3 Excess activity fees apply after account limit: $1 per check and $0.50 per online bill payment. Back to top

4 MB Debit Mastercard® available only to qualified account holders. Back to top

5 The period we use to calculate the average balance for this account is your monthly statement cycle. Back to top

6 Enrollment in E-Documents will result in electronic delivery of statements and designated notices. Tax documents will continue to be delivered in paper form. Back to top