Craig Spencer

Louisville KY

Craig Spencer

VP Branch Manager, Mortgage
NMLS ID 59391
95% Loan-to-Value
First-time Homebuyer
HARP 2.0 Refinance
KY Housing
20+ Years in the Mortgage Industry
20+ Years in Local Market

Having been in sales myself since 1998, I can recognize a gem when I see one and Craig Spencer is definitely that. It was apparent right away that he’s not just a mortgage banker, he’s a mortgage partner. He was as invested in seeing me fulfill this dream as I was. Knowing I had that kind of support and backing meant the world to me. Craig is extremely professional and an expert in his field. Those are two attributes a person wants when purchasing a home, but Craig took it to the next level. He is the type of person who makes you feel like you are his only client. Never once did I feel like some file folder sitting on his desk. If there were a star rating chart I would rate him with an infinite amount. I will be recommending Craig to anyone and everyone I can for displaying to me that he is truly the best in his industry!

Andrea F.

Thank you so much for the efficient and professional handling of our refinance! Our mortgage holder (one of the biggest banks) took 95 days of our valuable time and accomplished nothing but asking us for documents they already had and for us to be patient while they blundered around. We said ENOUGH. We handed the ball to Craig and in about 24 days he got the job done for us! No wasted time and frustration for us and he informed us that we had a faster and less expensive type of refinance which the big bank didn't offer. Craig Spencer is a real professional who knows the mortgage business and performs his business well! Highly recommended.

Bruce T.

Craig was always helpful even when I did not understand. He always called me when there was a change and the staff was great! Craig always made great contact with me either text or a phone call. I was well taken care of by Craig and his staff at all points of my loan.

Ramona C.

have known Craig personally for more than 30 years, and there is no one I trust more to take care of my mortgage needs. He is easy to work with and responds quickly to any question or issue. I have used him for several refinances as rates have lowered over the years, and I’ve recommended him to family and friends. He is honest and I know I am getting the best deal possible when working with Craig.

Tracy R.