MB Signature Checking
A variable tiered interest rate account that rewards your banking relationship with exclusive benefits and unlimited transactions.1 footnote
Ready to apply? Questions?
Call us at 1.888.i bank mb (1.888.422.6562) or contact us.
Perfect for
Those who want a full-service checking account with benefits based on your banking relationship.
Benefits
Skip Benefits bullets/links- Combined deposit and home equity loan balances make it easy to avoid monthly service charges
- Free, unlimited use of MB ATMs
- No MB fees when you use non-MB ATMs
- Eligible for our ATM Freedom program that refunds your first 5 ATM surcharge fees charged by other banks for using their ATMs2 footnote
- No annual fee on MB Platinum MasterCard® Credit Card3 footnote
- Up to 0.50% discount on MB loan products with auto pay
- $350 off on mortgage closing costs4 footnote
- Free MB basic checks5 footnote or 25% discount on select other styles
- No fees for cashier’s checks, money orders, traveler's checks or incoming wire transfers
- Discount on safe deposit box rental
Features
Skip Features bullets/links- Free e-statements
- Free Internet banking
- Online bill pay
- 24-hour access to Phone Access Line (PAL)
- MB Debit MasterCard®6 footnote
What's next?
Interest rates
Minimum $50 to open, monthly compounding
| Balance | Interest rate | APY* |
|---|---|---|
| Below $2,500 | 0.000% | 0.00% |
| $2,500 - $24,999.99 | 0.010% | 0.01% |
| $25,000 - $49,999.99 | 0.010% | 0.01% |
| $50,000 - $99,999.99 | 0.050% | 0.05% |
| $100,000 and over | 0.100% | 0.10% |
* Annual Percentage Yields (APY) are current as of 05/17/2013
Things to know
MB Signature Checking is free from monthly service charges when you:
Skip Things to know bullets/links- Maintain a $5,000 average daily balance in this account or
- $15,000 in related deposit balances7 footnote or
- $25,000 in related deposit and home equity loan and/or balances8 footnote
Otherwise, there is a monthly service charge of $19.95.
This account is eligible for
Skip Account is eligible for bullets/links- MB Friends and Family referral bonus program
- MB Switch Kit for an easy transition to MB
- identity and data protection
- MB Overdraft options
What's next?
This product could be right for you if
You need a full-service checking account that earns interest
Apply online
Our online application takes about 10 minutes to complete.
If you're already an MB customer, you can open a new account by logging in to ibankmb.com.
If you're opening a joint account, be sure to have all the information for the other applicant on hand.
Apply in person
Stop by one of our convenient banking centers located throughout Chicagoland and we’ll be happy to help you open your new MB account. Be sure to bring a government-issued ID and your Social Security number.
Search results
1 The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.i bank mb (1.888.422.6562). Minimum to earn interest is $2500. Back to top
2 Average calendar month balance must be $5,000 to have the first 5 ATM surcharge fees that other banks charge waived or reversed each month. Reversed fees will show on the following month’s statement. Other restrictions and fees may apply. Back to top
3 Available to qualified customers only. For more information about APRs and fees, please carefully review the MB Financial Bank, N.A., Credit Card Application disclosure Back to top
4 $350 credit will be applied at closing of approved mortgage loan on 1-4 unit, owner-occupied property only. Cannot be combined with any other offer or coupon. Back to top
5 Free MB basic checks includes two boxes per year, and excludes the cost of shipping and handling. Back to top
6 MB Debit MasterCard® available only to qualified account holders. Back to top
7 Your other related deposit accounts for MB Signature Checking can include personal checking, money market, savings, CD or IRA CD accounts that you own. The period we use to calculate the average balance for checking, money market or savings accounts starts with your last statement date for each related account and ends with the statement date for this account. CDs balances as of the statement date for this account can be combined. Back to top
8 Outstanding principal balance of your personal home equity loan or line of credit as of the statement date for this account can also be combined. Back to top
