MB Signature Checking

A variable tiered interest rate account that rewards your banking relationship with exclusive benefits and unlimited transactions.footnote

Ready to apply? Questions?

Apply NowVisit a Branch

Call us at 1.888.i bank mb  (1.888.422.6562) or contact us.

Perfect for

Those who want a full-service checking account with benefits based on your banking relationship.

Benefits

  • Combined deposit and home equity loan balances make it easy to avoid monthly service charges
  • Free, unlimited use of MB ATMs
  • No MB fees when you use non-MB ATMs
  • Eligible for our ATM Freedom program that refunds other banks' ATM surcharge fees - up to a cap of $20 a monthfootnote
  • No annual fee on MB Platinum MasterCard® Credit Cardfootnote
  • $350 off on mortgage closing costsfootnote
  • Free MB basic checksfootnote or 25% discount on select other styles
  • No fees for cashier’s checks, money orders, traveler's checks or incoming wire transfers
  • Discount on safe deposit box rental

Features

What's next?

View Details Apply Now

Interest rates

Minimum $50 to open, monthly compounding

Interest rates
Balance Interest rate APY*
Below $2,500 0.000% 0.00%
$2,500 - $24,999.99 0.010% 0.01%
$25,000 - $49,999.99 0.010% 0.01%
$50,000 - $99,999.99 0.050% 0.05%
$100,000 and over 0.100% 0.10%

* Annual Percentage Yields (APY) are current as of 04/18/2014

View all rates

Back to top

Things to know

MB Signature Checking is free from monthly service charges when you:

  1. Maintain a $5,000 average daily balance in this account or
  2. $15,000 in related deposit balancesfootnote or
  3. $25,000 in related deposit and home equity loan and/or balancesfootnote

Otherwise, there is a monthly service charge of $19.95.

This account is eligible for

What's next?

How to Apply Apply Now

MB Platinum MasterCard credit card. Learn more.

Back to top

This product could be right for you if

You need a full-service checking account that earns interest

Apply online

Our online application takes about 10 minutes to complete.

If you're already an MB customer, you can open a new account by logging in to ibankmb.com.

If you're opening a joint account, be sure to have all the information for the other applicant on hand.

Apply in person

Stop by one of our convenient banking centers located throughout Chicagoland and we’ll be happy to help you open your new MB account. Be sure to bring a government-issued ID and your Social Security number.

What's next?

Apply NowQuestions?

Call us at 1.888.i bank mb (1.888.422.6562) or contact us.

Find a branch or ATM

Search results

Back to top

1 The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.i bank mb (1.888.422.6562). Minimum to earn interest is $2500. Back to top

2 Average calendar month account balance must be at least $5,000 to qualify. Reimbursement of ATM surcharge fees for using non-MB ATMs will be capped at $20 maximum per calendar month. Reimbursement will post in the following account statement cycle. Back to top

3 Available to qualified customers only. For more information about APRs and fees, please carefully review the MB Financial Bank, N.A., Credit Card Application disclosure Back to top

4 $350 credit will be applied at closing of approved mortgage loan on 1-4 unit, owner-occupied property only. Cannot be combined with any other offer or coupon. Back to top

5 Free MB basic checks includes two boxes per year, and excludes the cost of shipping and handling. Back to top

6 MB Debit MasterCard® available only to qualified account holders. Back to top

7 Your other related deposit accounts for MB Signature Checking can include personal checking, money market, savings, CD or IRA CD accounts that you own. The period we use to calculate the average balance for checking, money market or savings accounts starts with your last statement date for each related account and ends with the statement date for this account. CDs balances as of the statement date for this account can be combined. Back to top

8 Outstanding principal balance of your personal home equity loan or line of credit as of the statement date for this account can also be combined. Back to top