MB Classic Checking
A checking account that offers many ways to avoid monthly service charges.1 footnote
Ready to apply? Questions?
Call us at 1.888.i bank mb (1.888.422.6562) or contact us.
Perfect for
Those who need a no-frills checking account that offers several ways to avoid a monthly service charge.
Benefits
Skip Benefits bullets/links- Three ways to avoid monthly service charges
- Free, unlimited use of MB ATMs
- No MB fees when you use up to 2 non-MB ATMs per statement cycle
- Eligible for our ATM Freedom program that refunds your first 5 ATM surcharge fees charged by other banks for using their ATMs2 footnote
- No annual fee on MB Platinum MasterCard® Credit Card3 footnote
- Up to 0.50% discount on MB loan products with auto pay
Features
Skip Features bullets/links- Free Internet banking
- Online bill pay
- 24-hour access to Phone Access Line (PAL)
- Free e-statements
- MB Debit MasterCard®
What's next?
Things to know
Skip Things to know bullets/links- Write up to 20 free checks per statement cycle4 footnote
- Pay up to 20 free bills online per statement cycle4 footnote
MB Classic Checking is free from monthly service charges when you:
Skip Free from monthly charges bullets/links- Make monthly deposits totaling $500 or more or
- Maintain an average balance5 footnote of $3,000 or more in related deposit accounts6 footnote or
- Complete 10 total payment transactions7 footnote
Otherwise, there is a monthly service charge of $9.95.
This account is eligible for
Skip Account is eligible for bullets/links- MB Friends and Family referral bonus program
- MB Switch Kit for an easy transition to MB
- identity and data protection
- MB Overdraft options
What's next?
This product could be right for you if
You’d like a no-frills checking account and have several options to avoid a monthly service charge.
Apply online
Our online application takes about 10 minutes to complete.
If you're already an MB customer, you can open a new account by logging in to ibankmb.com.
If you're opening a joint account, be sure to have all the information for the other applicant on hand.
Apply in person
Stop by one of our convenient banking centers located throughout Chicagoland and we’ll be happy to help you open your new MB account. Be sure to bring a government-issued ID and your Social Security number.
Search results
1 The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule (PDF). We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.i bank mb (1.888.422.6562).Back to top
2 Average calendar month balance must be $5,000 to have the first 5 ATM surcharge fees that other banks charge waived or reversed each month. Reversed fees will show on the following month’s statement. Other restrictions and fees may apply. Back to top
3 Available to qualified customers only. For more information about APRs and fees, please carefully review the MB Financial Bank, N.A., Credit Card Application disclosure. Back to top
4 Excess activity fees apply after account limit: $1 per check and $0.50 per online bill payment. Back to top
5 The period we use to calculate the average balance for this account is your monthly statement cycle. Back to top
6 Your other related deposit accounts for MB Classic Checking can include personal checking, money market or savings accounts that you own. The period we use to calculate the average balance for these accounts starts with your last statement date for each related account and ends with the statement date for this account. Back to top
7 Using either bill pay via ibankmb.com, ACH debits, PIN and signature-based debits or checks presented for payment. Transactions must post during the monthly statement cycle. Back to top
