MB Guard My Card allows your MB Debit MasterCard purchases to be approved up to $500, at the bank’s discretion, even if there isn’t enough money available in your account at the time the transaction occurs.
There is no cost to keep MB Guard My Card active on your account.* It is:
- Convenient
- Flexible
- A safe, inexpensive backup plan in case of an emergency
To ensure that you are familiar with how overdrafts work, please review the helpful overdraft FAQs.
Say “Yes” to MB Guard My Card
To enroll in MB Guard My Card, click here.
Or, choose one of the following other options.
If you have previously enrolled in MB Guard My Card, and no longer want MB Financial Bank to pay overdrafts, click here to unenroll.
*The bank may pay overdrafts up to $500 on qualified checking accounts. Each overdraft item incurs an overdraft fee of $35 per item presented. A continued overdraft fee of $6.50 is also incurred beginning the first day after the NSF and until the overdraft is paid. You pay the overdraft fees for overdrawing your account but you aren’t charged extra in exchange for the bank honoring your withdrawal even though funds were not available. To maintain your enrollment in MB Guard My Card, your account must remain in Good Standing. Being in Good Standing includes continually meeting the following criteria: active status; open at least thirty (30) days; deposit made in last thirty (30) days; balance that is not negative for more than fifteen (15) consecutive days. Your overdraft limit may increase over time.