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MB Classic Checking1
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MB Red Checking1
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MB Signature Checking1
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| The best fit for you if ... |
You need a basic checking account to manage your money and ways to avoid a monthly service charge. |
You need an interest-bearing account that will get you the most for your money by paying a substantial interest rate. |
You need a tiered rate account that rewards your banking relationship with special benefits and unlimited transactions. |
| ATM Usage |
*No fees when you use MB ATMs.
*No MB fees when you use up to two non-MB ATMs per statement cycle.
*Eligible for ATM Freedom.
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*No fees when you use MB ATMs.
*No MB fees when you use up to four non-MB ATMS per statement cycle.
*Eligible for ATM Freedom. |
*No fees when you use MB ATMs.
*No MB fees for non-MB ATMs.
*Eligible for ATM Freedom. |
| Ways you can avoid a monthly service charge. |
1. Monthly deposits totaling $500 or more OR
2. Average balance of $3,000 in related deposit accounts4 OR
3. 10 total payment transactions.5
Otherwise, there is a monthly service charge of $9.95.
Special note: 20 free checks/month and 20 free online bill payments/month.6
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Maintain an average balance of $2,000 in this account.
Otherwise, there is a monthly service charge of $11.95. You can earn preferred rates when you:
1. Complete 15 signature transactions7 totaling $200 or more AND
2. Have ACH credits/debits totaling $250 or more AND
3. Enroll in e-statements. |
1. Maintain an average balance of $5,000 in this account OR
2. $15,000 in related deposit balances8 OR
3. $25,000 in related deposit and home equity loan/line balances.9
Otherwise, there is a monthly service charge of $19.95. |
| Extra benefits when you have this account |
*No annual fee on MB credit card 3
*Up to 0.50% discount on MB loan products with auto pay. |
*No annual fee on MB credit card 3
*Up to 0.50% discount on MB loan products with auto pay.
*$350 off on mortgage closing costs.2 |
*No annual fee on MB credit card3
*Up to 0.50% discount on MB loan products with auto pay.
*$350 off on mortgage closing costs.2
*Free MB basic checks.
*No fees for cashiers' checks, money orders, traveler's checks or incoming wire transfers.
*Discount on safe deposit box rental. |
1 The minimum balance to open any MB checking account is $50. Personal accounts only; no broker accounts. Account holder must reside within MB’s IL, IN or PA service areas. Checking account statement cycle periods are all monthly. Other fees and restrictions may apply. Please refer to the Personal Banking Customer Fee Schedule. We reserve the sole discretionary right to refuse to open an account or close an account for any reason. For current interest rates and terms see a banker or call 1.888.ibankmb (1.888.422.6562).
2 $350 credit will be applied at closing of approved mortgage loan on 1-4 unit, owner-occupied property only. Cannot be combined with any other offer or coupon.
3Available to qualified customers only. For information about APRs and fees, please carefully review the MB Financial Bank, N.A. credit card application.
4Your other related deposit accounts for MB Classic Checking can include personal checking, money market or savings accounts that you own.
5Using either bill pay via ibankmb.com, ACH debits, PIN and signature-based debits or checks presented for payment. Transactions must post during the monthly statement cycle.
6Excess activity fees apply after account limit: $1.00 per check and $0.50 per online bill payment.
7Signature-based debit card transactions posted to the account within the monthly statement cycle. MB Debit MasterCard® available only to qualified account holders.
8Your other related deposit accounts for MB Signature Checking can include personal checking, money market, savings, CD or IRA CD accounts that you own.
9Outstanding principal balance of your personal home equity loan or line of credit as of the statement date for this account can also be combined.